In What’s Mine is Yours, Rachel Botsman argues for the spread of a “collaborative” form of this behavior to replace 20th-century individualistic forms. Interdependence inherent in this behavior is described by James Duesenberry’s “demonstration effect.” An intertemporal theory of this behavior was updated with discounted utility theory (15[1])to form a “smoothing” effect in Franco Modigliani’s (*) life-cycle hypothesis. This behavior’s marginal propensity is subtracted from 1 in formulas that calculate the fiscal (10[1])multiplier. A variable that quantifies this behavior is typically the largest factor (-5[1])in calculating GDP (10[1])and positively correlates with disposable income. A key tenet in Keynesian economics holds that governments can end recessions through this behavior’s “deficit” type. (10[1])For 10 points, name this variable often contrasted with saving. (10[1])■END■