usury - 2026 ACF Regionals

Question

The Qur’an states that those who engaged in this practice “will stand on Judgment Day like those driven to madness by Shaitan’s touch.” For 10 points each:

[10m] The proscription against riba in Islamic law is generally interpreted as prohibiting what practice? In the Tanakh, the Lord discourages this practice by condemning the seizure of a neighbor’s cloak which is not returned by sundown.

ANSWER: usury (“YOO-zhur-ee”) [accept answers indicating charging interest; accept neshek; prompt on loans]

[10h] Instead of riba, Islamic lenders are more likely to engage in this practice in which a commodity is sold to a bank, who then sells it to the customer for an agreed upon marked-up value that is paid over time in installments.

ANSWER: murabaha (“moo-RA-ba-ha”) [or murâbaḥah; or Murabahah to the Purchase Orderer or bai’ muajjal or bai’-bithaman ajil or BBA or bai’ al-ina; prompt on credit sales or rent-to-buy; prompt on cost-plus financing]

[10e] Riba is sometimes seen as the antithesis to this pillar of Islam that mandates almsgiving.

ANSWER: zakat

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Summary


California (North)	Main Site	Y	3	23.33	100%	100%	33%
Canada	Main Site	Y	9	11.11	78%	33%	0%
Florida	Main Site	Y	2	5.00	50%	0%	0%
Great Lakes	Main Site	Y	5	8.00	80%	0%	0%
Midwest	Main Site	Y	8	10.00	50%	50%	0%
Northeast	Main Site	Y	4	10.00	75%	25%	0%
Overflow	Main Site	Y	4	12.50	100%	25%	0%
South Central	Main Site	Y	2	15.00	100%	50%	0%
Southeast	Main Site	Y	6	11.67	83%	33%	0%
UK	Main Site	Y	10	17.00	100%	50%	20%
Upper Mid-Atlantic	Main Site	Y	8	13.75	88%	38%	13%
Upstate NY	Main Site	Y	3	16.67	100%	67%	0%

Data


Berkeley A	Stanford B	10	10	10	30
Berkeley C	Berkeley B	10	0	10	20
Stanford A	Berkeley D	10	0	10	20
McGill A	Brock	0	0	10	10
Toronto G	Carleton University	0	0	0	0
McGill B	Waterloo B	0	0	10	10
McMaster A	Western C	10	0	10	20
Ottawa	McMaster B	0	0	10	10
Queen's	Toronto Metropolitan	10	0	10	20
Toronto E	Toronto B	0	0	10	10
Toronto C	UBC B	0	0	10	10
Simon Fraser	Western B	10	0	0	10
Central Florida A	Central Florida B	0	0	10	10
Ohio State A	CWRU A	0	0	10	10
CWRU B	Michigan A	0	0	10	10
Michigan B	Ohio State B	0	0	10	10
Michigan State	Michigan C	0	0	10	10
Ohio State C	Pittsburgh	0	0	0	0
Central Florida C	Florida A	0	0	0	0
Purdue B	Chicago A	0	0	0	0
Purdue A	Chicago B	0	0	0	0
Chicago C	Northwestern B	0	0	0	0
Illinois A	Chicago D	10	0	10	20
Illinois B	Illinois C	10	0	10	20
Notre Dame B	Indiana C	0	0	0	0
Indiana A	Northwestern C	10	0	10	20
Notre Dame A	Indiana B	10	0	10	20
Yale	Brandeis A	0	0	0	0
Brown	Harvard B	0	0	10	10
Harvard A	Dartmouth B	10	0	10	20
Southern Connecticut State	MIT	0	0	10	10
Georgia Tech A	Claremont	0	0	10	10
Washington B	Iowa State	0	0	10	10
Missouri A	Carleton College	10	0	10	20
Missouri B	Washington A	0	0	10	10
Texas A	Murray State A	0	0	10	10
Texas B	Texas A&M A	10	0	10	20
Alabama A	Georgia Tech B	0	0	10	10
Bruin	Georgia Tech D	10	0	10	20
Georgia Tech C	Alabama B	10	0	10	20
Tennessee B	Mississipi State	0	0	0	0
Tennessee A	WashU A	0	0	10	10
Kentucky	Vanderbilt B	0	0	10	10
Imperial A	Durham	0	0	10	10
Bristol	Oxford A	0	0	10	10
Southampton A	Cardiff	10	0	10	20
Manchester	Montpellier	10	0	10	20
Imperial B	Southampton B	0	0	10	10
UCL	Cambridge B	10	0	10	20
Warwick A	Birmingham	0	0	10	10
Cambridge A	Warwick B	10	10	10	30
Edinburgh A	Oxford C	10	10	10	30
LSE	Edinburgh B	0	0	10	10
Columbia A	Vassar	10	0	10	20
Columbia C	Maryland A	10	0	10	20
Maryland C	Georgetown	0	0	10	10
NYU A	Johns Hopkins B	10	0	10	20
NYU B	Catholic	0	0	10	10
Swarthmore	NYU C	0	0	10	10
Cornell C	Binghamton A	10	0	10	20
RIT	Cornell B	0	0	10	10
Penn State	Rochester	10	0	10	20
Maryland B	John Jay	0	0	10	10
Columbia B	Johns Hopkins A	0	10	0	10